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Senthil Nathan

Payments Modernization Leader — RTGS • ISO 20022 • SWIFT • Blockchain

RTGS/HVPS ISO 20022 Cross-border SWIFT Blockchain Resiliency
LinkedIn ORCID Google Scholar

About

I lead the modernization of a next-generation payment platform—covering RTGS/high-value and cross-border flows—at the largest U.S. bank (G-SIB). My remit spans end-to-end ISO 20022 adoption, real-time orchestration, liquidity & settlement-risk controls, and select blockchain integrations. I blend deep payments engineering with regulatory, FX, and SWIFT expertise to deliver resilient, high-throughput rails that raise STP and improve intraday-liquidity outcomes at scale.

(Career summary & roles verified in résumé and ORCID.)

Contact

Email: lotimpex@gmail.com

Address: 3 Kyle Ct, Landing, NJ 07850

Availability: By invitation for judging, paper reviews, and speaking at reputed institutions in payments & fintech.

Industry Impact

Modernization (U.S. G-SIB)

  • RTGS & cross-border platform re-architecture; ISO 20022-native flows (pacs/pain/camt).
  • Resiliency by design (idempotency, replay, active-active patterns) and improved STP & ops controls.
  • Targeted blockchain use cases for programmability, auditability, and data lineage.

Global Footprint (APAC → U.S.)

  • Pioneer roles in rolling out modern high-value payment rails across APAC (e.g., Singapore, India, Malaysia, Thailand, Vietnam).
  • Led large SWIFT platforms and clearing gateway programs; improved liquidity visibility and exception reduction.
  • Bridged product, compliance, and engineering to deliver at national-scale volumes.

Publications & Patents

Patent

US 20230090398 A1 — Systems and Methods for Generating Synthetic Data Using Federated, Collaborative, Privacy-Preserving Models.

Read patent (PDF)

Book Chapters

  • Metaverse Healthcare in Advancing Patient Care Through Digital Realms — IGI Global.
  • Innovative Fly Ash & Polypropylene Fiber Concrete: Advancing Sustainable Civil Engineering — IGI Global.
Chapter PDF Chapter PDF Book TOC
More works & citations on Google Scholar.

Professional Certifications

Additional certificates listed on LinkedIn.

Academic & Community Service

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